Figuring out where you can use your EBT card can be tricky, especially when you’re trying to grab a quick bite. Lots of people wonder if they can use their EBT card at Subway restaurants in Minnesota. This essay will break down the details, so you know exactly what to expect when you’re craving a footlong. We’ll cover the rules, the exceptions, and everything in between!
The Simple Answer: Yes or No?
So, does Subway accept EBT in Minnesota? As of right now, the answer is generally no, Subway restaurants in Minnesota do not accept EBT cards. EBT (Electronic Benefit Transfer) cards are used to access SNAP (Supplemental Nutrition Assistance Program) benefits, which help low-income individuals and families buy food. However, the rules for where you can use your EBT card can be a little complicated, depending on the restaurant.

Why Subway Typically Doesn’t Take EBT
The main reason Subway locations typically don’t accept EBT is because they are categorized as restaurants, not grocery stores or food retailers. The rules regarding SNAP benefits are very specific and generally limit purchases to eligible food items. This is regulated by the USDA (United States Department of Agriculture).
Here’s why the rules can be complex:
- SNAP benefits are designed to help with the purchase of groceries and food products that you prepare at home.
- Restaurants are generally not set up to meet the requirements of SNAP.
If they were to accept EBT cards, then there would need to be systems in place that follow the requirements of the government. But, there is a small chance.
The general rule is that Subway doesn’t qualify, and cannot offer EBT card payments.
The Restaurant Meals Program (RMP) Exception
There is an exception to this rule called the Restaurant Meals Program (RMP). However, Minnesota does not participate in the RMP. The RMP allows certain eligible people (usually those who are homeless, elderly, or disabled) to use their EBT cards at participating restaurants. This program is not available in every state, and even in states that have it, not every restaurant is part of it.
The RMP is a special program. Not every state participates, but the states that do help the homeless, elderly, and disabled.
- The government creates the RMP.
- The state decides if they want to participate.
- Only certain people can use it (homeless, elderly, disabled).
- Not all restaurants are part of it.
If Minnesota did participate in the RMP, then Subway restaurants in the state might be able to accept EBT. However, this is not the case.
Because of this, Subway is not usually a viable option to use your EBT card.
Types of Food You Can Buy with SNAP
Even though you usually can’t use SNAP at Subway, it’s helpful to know what kinds of food you *can* buy. Generally, SNAP covers “eligible food items” such as:
SNAP helps you buy many different things for your home. But, that does not include restaurant food. This is something that has to be kept in mind while purchasing food.
Here’s a breakdown of what you can use your SNAP benefits for.
Category | Examples |
---|---|
Fruits and Vegetables | Fresh, frozen, canned |
Grains | Bread, rice, pasta, cereal |
Meat, Poultry, and Fish | Fresh and frozen meat, chicken, fish |
Dairy | Milk, cheese, yogurt |
SNAP helps you buy these and other things, but not at restaurants.
Tips for Using Your EBT Card
When you go shopping with your EBT card, there are a few things to remember. First, know what food is allowed. Secondly, double-check the store’s policy. Also, keep an eye on your balance. Understanding these things will make using your EBT card easy and smooth.
Here’s a few tips:
- Plan Ahead: Make a shopping list.
- Check for Allowed Foods: Make sure it is allowed to be bought with SNAP.
- Know Your Balance: Call the number on the back of your card or check online.
- Ask Questions: If you’re not sure, ask the cashier.
Keeping this in mind, you can prepare before going shopping.
Planning and prepping ahead will make this easy.
Finding Places That Accept EBT in Minnesota
If you need to use your EBT card, there are plenty of places that accept it in Minnesota. The main places are grocery stores, farmers’ markets, and some participating online retailers. Your local grocery store will most likely accept it. Farmers’ markets can be a great way to find fresh, local produce. Some online stores, like Amazon, also allow you to use EBT for eligible food purchases.
Here’s where you can use EBT in Minnesota:
- Grocery Stores: Cub Foods, Hy-Vee, Target, Walmart.
- Farmers’ Markets: Many markets accept EBT.
- Online Retailers: Amazon, some others.
This is useful information.
Knowing where to shop can save you time.
Alternatives to Subway for a Quick Meal
If you’re looking for a quick bite and can’t use your EBT card at Subway, there are other options. Consider looking for grocery stores with prepared food sections, which often accept EBT. Some fast-food restaurants, like McDonalds, that do accept EBT, although it can be hard to find one that accepts it. Or, you can always pack a lunch.
Here are some alternatives to Subway:
- Grocery store deli: This may have prepared meals that you can take home.
- Fast food that does take EBT: Try looking for restaurants with the Restaurant Meals Program.
- Pack your own meal: This way, you can control what you eat.
There are a lot of options to consider.
Having these options in mind can make your eating life easier.
Conclusion
So, to wrap things up, while it would be convenient, you usually can’t use your EBT card at Subway restaurants in Minnesota. This is because of the rules around the SNAP program and the Restaurant Meals Program. But there are plenty of other places where you *can* use your EBT card to buy food, so you can still get the meals you need. Knowing the rules and your options helps you make smart choices when it comes to using your benefits!